Guaranteed Safe Transactions

Get Paid Securely with
Milestone Escrow Protection

Eliminate the risk factor of buying and selling. Funds remain locked securely in trust until both parties approve delivery.

Seller Protection

"I want to make more sales, but I only do payment before delivery." With PayTrust, buyers fund escrow upfront so you can deliver with 100% confidence.

Buyer Confidence

"I'd love to buy this item, but I only do payment on delivery." Funds are only released to the vendor once you verify and approve the goods.

The Escrow System

Risk is completely eliminated. Real-time milestones, dispute mediation, and multi-currency wallets ensure mutual trust for every deal.

Complete Peace of Mind

Built for Modern Commerce & Freelancers

Milestone Escrow Deals

Structure large projects or supply agreements into bite-sized milestones. Release payments progressively upon verified inspection.

Multi-Currency (NGN & BTC)

Fund wallets with Nigerian Naira via instant Paystack transfer or Bitcoin SegWit on-chain deposits with automated conversion.

Instant Invoicing & Links

Generate professional escrow invoices and share direct links with clients for immediate counter-party funding.

Institutional Security Architecture

Built for Total Trust & Uncompromised Protection

Every transaction is safeguarded by cryptographic data encryption, verified counterparties, and automated milestone holding rules.

Protected Holding Vault

🔒Secure Escrow

Your money stays protected until the agreed transaction conditions are met.

Funds are not immediately transferred to the seller. PayTrust holds the transaction safely under predefined release conditions.

Enforced on all transactions
Tiered Identity Validation

🛡️Identity Verification

Know who you're dealing with.

Verified users provide identity information required by PayTrust's verification process, helping reduce impersonation and fraudulent accounts.

Enforced on all transactions
AES-256 & TLS Encryption

🔐Encrypted Data

Your information stays private.

Sensitive account and transaction data is protected using industry-standard encryption and secure communication protocols.

Enforced on all transactions
Milestone-Driven Execution

⚡Controlled Fund Release

Money moves only when the rules are satisfied.

Funds are released based on predefined transaction conditions—not simply because someone requests a payout.

Enforced on all transactions
Tamper-Proof Audit Trail

🧾Complete Transaction Records

Every important action leaves a trace.

Transaction activity, approvals, milestones, payments, and relevant evidence are recorded to provide transparency and support dispute resolution.

Enforced on all transactions
Impartial Mediation Desk

🚨Dispute Protection

Something goes wrong? You're not left alone.

When a legitimate dispute is raised, the transaction can be paused while evidence is reviewed and a resolution is determined according to the agreed terms.

Enforced on all transactions
100% Risk Elimination

Ready to trade with total confidence?

Join thousands of businesses, freelancers, and buyers using PayTrust to protect high-value payments and delivery agreements.

100%

Pre-Funded Escrow

256-Bit

TLS Encryption

0%

Unapproved Payouts

24/7

Mediation Support

Verified Customer Stories

Trusted by Thousands of Buyers, Sellers & Creators

See how everyday merchants, agencies, and buyers eliminate payment anxiety and fraud with PayTrust milestone escrow.

4.9 / 5.0

1,800+ Verified Reviews

99.8%

Successful Completion

₦500M+

Safely Protected in Escrow

< 15 Mins

Avg. Approval & Payout

Verified Vendor

"Before PayTrust, interstate buyers always demanded payment on delivery, which caused frequent delivery cancellations. Now, buyers fund the escrow upfront. I ship knowing my funds are 100% locked and guaranteed. My completed sales tripled in two months!"

AO

Amaka Okafor

Luxury Fashion & Jewelry Vendor

Lagos, Nigeria

Deal Value₦850,000 / deal
Verified Agency

"Milestone escrow is a total game changer for software contracts. The client funds 3 distinct milestones: Design, MVP, and Deployment. Once I deliver each phase and they inspect it, funds release instantly to my wallet. No more chasing unpaid invoices."

TA

Tunde Adeyemi

Lead Fullstack & UI/UX Engineer

Abuja, Nigeria

Deal Value₦1.8M Project
Corporate Buyer

"Buying millions worth of hardware from a vendor in another state was always stressful. With PayTrust, our logistics team inspects the consignment on delivery before authorizing payout. It provides the institutional safety we need."

EN

Emeka Nwosu

Procurement Lead, TechCorp Nigeria

Port Harcourt, Nigeria

Deal Value₦3.5M Escrow
Verified Merchant

"I create branded escrow invoices with 1-click payment links for both local and international clients. The automated verification and real-time transaction updates give our consulting brand an ultra-professional polish."

ZB

Zainab Bello

Digital Growth & Brand Strategist

Kano, Nigeria

Deal Value₦650,000 / mo
Verified Buyer

"I purchased an expensive MacBook from an online vendor. When a minor spec discrepancy arose, PayTrust's mediation team stepped in calmly and resolved it in 24 hours according to our agreed terms. I will never do direct transfers again."

OB

Olumide Bakare

Gadget Collector & Tech Enthusiast

Ibadan, Nigeria

Deal Value₦1.4M MacBook Pro
Verified Trader

"The Bitcoin SegWit on-chain wallet integration combined with automated Naira settlements makes cross-border trades seamless. Both counterparties can verify fund locks in real time before releasing goods."

DC

David Chen

Cross-Border Digital Asset Merchant

International

Deal Value0.15 BTC

Ready to safeguard your next transaction?

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